The Digital Chasm
What are QR Code Payments? A Quick Response (QR) code is a two-dimensional barcode that contains information about the item to which it is attached to. Examples include an identifier, location, amount … Continue reading QR Code Payments
Traditional versus Platform A traditional company usually owns the most or the entire production chain, from gathering of raw materials, refining them, producing the goods, storing the goods, to selling … Continue reading Platform Business Model
Payment rails refer to the technology and underlying infrastructure used to facilitate payments between two entities. Examples The most common payment rail used by financial institutions is Society for Worldwide … Continue reading What are Payment Rails
During the Fintech Conference last year in November, the Association of Banks in Singapore (ABS), in consultation with the Monetary Authority of Singapore (MAS), released the “Finance-as-a-Service: API Playbook”. The … Continue reading Open APIs for Banking – A Reality Check
Chan Jing Wei 